At QRC Analytics Group, we specialize in building and validating robust risk models that empower financial institutions to make informed, data-driven decisions. Our team brings deep expertise across the full model lifecycle—design, development, validation, and implementation—ensuring that every model meets both business needs and regulatory expectations.

We offer end-to-end support across a range of modeling disciplines, including:

Credit Risk Modeling (consumer, small business, and commercial portfolios)

Fraud Modeling

Anti-Money Laundering Modeling

Loss Forecasting and Allowance Models (including CECL and IFRS 9)

Stress Testing Models (CCAR/DFAST, capital and CRE stress testing)

Early Warning and Behavioral Scorecards

Pricing and Optimization

AI/ML Model Development and Validation

Our approach combines advanced statistical techniques and machine learning methods with deep regulatory knowledge and hands-on implementation experience. We ensure every model is transparent, explainable, auditable, and designed for operational use.

Whether you're developing new models, enhancing existing frameworks, or preparing for regulatory review, QRC Analytics Group delivers high-impact risk modeling solutions with precision and integrity.

At QRC Analytics Group, we help financial institutions design and enhance risk management frameworks that are forward-looking, data-driven, and aligned with regulatory expectations. With deep experience across credit, operational, and enterprise risk domains, we support clients in developing risk strategies that balance growth with control.

Our consulting services focus on building sustainable, scalable processes that promote transparency, accountability, and resilience across the organization. We offer hands-on expertise in:

Credit Risk Strategy and Policy Development

Enterprise Risk Management (ERM) Frameworks

Risk Appetite and Limit Structures

Concentration Risk Management

Governance and Risk Reporting

Regulatory Readiness and Gap Assessments

Risk-Control Self-Assessments (RCSAs)

Model Governance and Independent Review

We work closely with risk leaders, senior executives, and board members to align risk frameworks with business objectives and regulatory expectations, including OCC, FRB, FDIC, and CFPB guidance.

Whether you're building a new risk function, refining existing policies, or responding to regulatory feedback, QRC Analytics Group delivers pragmatic, high-impact risk management solutions that drive better decisions and long-term success.

At QRC Analytics Group, we help financial institutions navigate the complexities of an evolving regulatory landscape with confidence and clarity. Our compliance consulting services are designed to strengthen governance, reduce regulatory risk, and align business practices with supervisory expectations.

With deep expertise across federal and state regulations, we support clients in building and enhancing compliance programs that are both effective and scalable. Our services include:

Regulatory Gap Assessments and Remediation Planning

Model Risk Management Frameworks (aligned with SR 11-7 and OCC 2011-12)

Design and Enhancement of Compliance Management Systems (CMS)

Policy and Procedure Development

Regulatory Exam Readiness and Support

Third-Party Risk Management Frameworks

Training and Governance Program Design

Compliance Risk Assessments and Monitoring Programs

Ongoing Regulatory Change Management

We work with banks, fintechs, and non-bank financial institutions to ensure readiness and responsiveness to regulatory bodies such as the OCC, FDIC, FRB, CFPB, and state banking regulators.

Whether you're preparing for an exam, responding to a finding, or seeking to proactively mature your compliance framework, QRC Analytics Group delivers tailored, actionable solutions that promote accountability, sustainability, and regulatory confidence.